Testimonials
One of A Kind Home Purchased in RoncesvallesHe was very creative in his negotiation tactics"We’ve had two experiences with Jethro. We bought our first house with him and then sold it to buy the one we’re in now. We’ve been very happy both times. When we first started our search, we were looking for an agent to help us. We actually interviewed a couple real estate agents and Jethro was one of them. We were impressed with his professionalism and he seemed to know the business really well.
Jethro knows the market well and was able to point us in the right direction. At first,..."
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Category Archives: Buying a Home in Toronto
Changes to Ontario’s Land Transfer Tax...
Provincial Land Transfer Tax Rate Changes Take Effect January As if Ontario hasn’t seen enough changes to its ...
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Calculators
Mortgage Affordability Calculator Ontario Land Transfer Tax Calculator Ontario CMHC insurance calculator Ontario Mortgage payment calculator Jethro Seymour, one of the Top Toronto Real Estate Brokers at Royal LePage RES Ltd., Johnston & Daniel Division . Jethro Seymour is a midtown ...
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City of Toronto Front Pad Parking By-Laws
Front Yard Parking does not automatically transfer with the purchase or sale of a home. If the property has been previously licensed for Front Yard parking and the property is sold, the new owner can apply for a License to ...
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Buy a Home or Rent?
It’s a decision many people face, and the decision to Buy a home or rent may not be simple. As a homeowner, you can reasonably expect the equity in your home to increase over time as your mortgage is paid ...
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Mortgage Terms
Understanding Mortgage Terminology Amortization Period The time over which all regular payments would pay off the mortgage. This is usually 25 years for a new mortgage, however can be greater, up to a maximum of 40 years. Appraisal The process ...
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Condo Fees
How Condominium Maintenance Fees Are Calculated Maintenance fees are a fact of condo life, and understanding how they are calculated is a vital part of your due diligence when evaluating various ownership opportunities. The default method used to calculate condo ...
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Title Insurance
Title insurance is growing in popularity in Canada. But what is it exactly? Should you get it? Do you need it? Whether title insurance is right for you is something you should discuss with your lawyer, as it depends on ...
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Home Closing Costs
Closing costs are a list of charges your lawyer presents to you on the closing date of your home. Many people are surprised at the additional costs over and above the price of the home. According to the CMHC and ...
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Toronto and Ontario Land Transfer Tax
Land Transfer Tax is a significant closing cost you will have to take into consideration when buying a new home. Unless you live in Alberta, Saskatchewan, or rural Nova Scotia, land transfer taxes (or property purchase tax) are a basic ...
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Benefits of a Large Down Payment
Benefits of a Large Down Payment The size of a down payment can vary. Depending on the type of mortgage, down payments generally range from 5% to 20% of the purchase To obtain a conventional mortgage, home buyers are required ...
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Making an Offer
Making an Offer Writing Offers and Negotiating Acceptance How you write a winning offer depends on your marketplace and whether it is a seller’s or buyer’s market. Call me to find out what needs to be listed in your offer ...
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Offers
Offers The Elements of an Offer Explained There are six key components to the elements of an offer. They are: Price Depending on the local market conditions and information provided by me, your Real Estate Professional, the price you offer ...
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